General Liability Insurance
General liability insurance can protect businesses, their owners and employees against allegations by third parties for four main types of claims:
Bodily injury that results in actual physical damage or loss
Property damage or loss
Personal injury (slander or damage to reputation)
Advertising injury (charges of negligence that result from the promotion of your own goods or services)
Coverage is generally limited to the scope of your normal business operation and claims made resulting from one of these basic areas:
Other business liability coverage options include professional liability, employment practices liability, directors & officers liability, cyber liability and umbrella or excess liability.