If your trucking company
has over 50 total applicants (employees and owner operators both count
toward the 50 needed), then Guaranteed Issue employee benefits are
available for each and every one of them. Coverage is guaranteed
with no underwriting for life insurance and disability insurance! Some of the products employees and owner
operators can purchase on a voluntary basis are:
- Life Insurance (term, universal or
whole life)
- Disability Insurance (short term or
long term)
- Long Term Care Insurance
- Dental and Vision Insurance
- Critical Illness Insurance
If your trucking company has less than
50 total applicants, but more than 10, Simplified Issue employee
benefits are still available. Simplified Issue means there are a
few questions to answer on the application which will be reviewed by
underwriters for approval.
The beauty of voluntary benefits for
your company employees and owner operators is that the coverage is
completely portable (they can take it with them if they leave) and your
employees pay for every cent of the premium.
Coverage is offered through two of the
strongest & most successful insurance markets in the world today... |