Workers Compensation Insurance Coverage

Why should you have workers' compensation coverage?

• It is required by law.
• It is the exclusive remedy for on-the-job injury and occupational disease.
• Having coverage enables you to have limited civil liability, avoid double compensation, and avoid penalties and fines.

Workers' Compensation provides significant and valuable benefit to both employer and employee. The employee is guaranteed a "benefit certain" in the event of an on-the-job injury or occupational disease. The employer pays for this insurance. The employer is protected by the "exclusive remedy" provisions of the Law. This means that an injured worker is entitled only to the benefits required by law, thus the employer's liability is limited.

To obtain a no-obligation proposal on workers compensation coverage for your business, please complete the short form below or email us here.