Recent Articles

By Lisa Salter, 12/03/2018
With colder temperatures arriving in many states, now is a good time to take measures to protect pipes from freezing. Frozen water pipes often burst when they thaw resulting in water damage to your center. Taking proactive measures will greatly reduce disruption to normal daily activities and any associated...

By Robert Esposito, 11/30/2018
Winter is less than a month away but many parts of the country have already experienced record low temperatures. When the temperature drops quickly, it results in slippery and unpredictable road conditions, while rapid thawing can cause fog, hydroplaning, decreased visibility and traction issues. It is an...

Employment Practices Liability

Last month we began addressing policies in layman’s terms.  We will continue this month with Employment Practices Liability.

Most general liability policies exclude wrongful termination lawsuits, discrimination lawsuits (whether related to age, gender, sexual-orientation, religion, etc.), and sexual harassment lawsuits. Therefore, Employment Practices Liability policies are used to cover the aforementioned types of claims, and are very affordable. We highly recommend asking a quote of this type of policy if you have not purchased this coverage.

Additionally, as winter begins we want to remind drivers to slow down and pay careful attention. This time of year produces horrible holiday traffic that can be dangerous and costly. Therefore, it is important for drivers to be aware of daily weather changes and allow themselves more time on their routes. They will never regret paying more attention or choosing to be safe.

Lastly, we encourage you to reflect on what you’re thankful for as we have been doing this month. Stay safe and Happy Thanksgiving!

Bill Hamrick, CIC