Recent Articles

By Kevin Rettberg, 08/29/2019
​If you are familiar with commercial trucking, any issue seems to come back to the CDL driver. The never-ending dilemma of controlling behavior, for better or worse, is always upon us. When a new rule is implemented, it is usually with a lot of comments and consideration. This fall we have another...
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By Peggy Morrison, Kristy Dickens, 08/21/2019
As America continues to age, the number of people residing in nursing homes and assisted living communities is expected to increase. Abuse and neglect continues to be an issue for our frail and vulnerable elderly population in senior living communities. According to the National Ombudsman Reporting System (NORS)...
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The Process of Purchasing Insurance
01/21/2019

The cost of insurance is very important in the purchasing process, but it’s equally important to also consider other aspects. You want to make sure that you are getting the best value for your money.  Additionally, you need to understand your coverage prior to making the purchase. Ask enough questions to fully understand your coverage. Make sure you know what the premium is based on each line of coverage. It is imperative that you also get the coverage and the price documented in writing.

It has been noted that a lot of insurance purchasing is happening on the internet or with agents that you do not actually know. This is not the way to buy something as important as insurance. After all, insurance protects your overall financial well-being. Insurance is not a commodity that you can return if it isn’t what you expected it to be. Unfortunately, you discover the weaknesses of your insurance coverage at the time of claim, and it’s too late then. Therefore, we hope that you will not fall for the overused line of, “I can save you money!”  Though that statement can be true if an agent is doing their job, more often than not, it is simply a marketing ploy with real costs.

If you need help in the process of purchasing insurance, please find an experienced agent that you can trust, or an agent that is willing to do the work to get answers to all of your questions. Again, make sure to get everything in writing for the sake of documentation. We are happy to discuss this topic further and have the experience to answer your questions.

Hope you are having a good new year, and we wish you the best in 2019!